Buyers

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Buying a home is an extremely exciting time in your life and choosing the right agent can make a huge difference in your experience. The right agent will be able to help you figure out what type of a home and community will be the best fit for your needs, help you negotiate the best possible deal and keep your transaction going as smooth as possible. My business has grown over the years by my past clients referring me to everyone they know because they loved the results I achieved for them. Hopefully I will have the opportunity to show you why people love working with me.

As Your Agent, I Will:

• Help you determine what type of a home and what areas might be a good fit.
• Make sure that you see all the homes in the area that meet your criteria.
• Be your trusted advisor and guide you through the entire buying process from start to finish.
• Make sure you are getting the best deal for the home you choose and help you avoid costly mistakes other buyers make.
• Represent your best interested through the entire process and help you make the best decisions for your situation.
• Answer all if your questions along the way so that you can make informed decisions.

Before You Start Looking for Your New Home:

• Determine what monthly payment you are comfortable with (including principle, interest, taxes, insurance & HOA/Condo fees) so that you don’t end up “house poor”.
• Check your credit early on in the process so you have time to straighten out any errors before it’s too late.
• Identify the best loan that meets your needs and at least get pre-qualified (ideally pre-approved). You don’t want to miss out on a great home because you weren’t ready to make an offer, trust me.
• Choose a Realtor that will represent your best interests and help you find the best home for your situation.
• Make a list and rank the items for your must have, would like to have and your wish list for the new home.

Closing Costs to Expect:

• Real estate commissions are covered by the seller 99.9% of the time in Maryland so you shouldn’t need to plan on paying that.
• Lender fees including a loan origination fee, underwriting, loan processing, escrow account for taxes & insurance, appraisal, mortgage insurance (for some loans) and some other miscellaneous fees.
• Third-party fees for home inspections, title search fees, title insurance, settlement and miscellaneous fees.
• Government fees for state and county transfer and recordation taxes. Some are waived for first time Maryland home buyers.